The Electronic Payments Network (EPN) is an electronic clearing house that provides functions similar to those provided by Federal Reserve banks. The Electronic Payments Network is the only private-sector operator in the ACH Network in the United States. The EPN is operated by The Clearing House Payments Company. 
- ^“Payment systems in the United States” (PDF). Retrieved 2019-07-08.
- ^The Clearing House | EPN
- ^Investopedia | Electronic Payments Network (EPN)